Planning for the future of your family or your business is part of the integrated approach to wealth planning offered by DCM Wealth Management.  Our complimentary wealth planning services look after your wealth, both personal and professional, through a comprehensive array of wealth planning solutions.  The key to advancing your wealth is building a high-quality team of wealth planning advisors.  Our specialized wealth planners collaborate with your team of professionals (accountants/lawyers) to create and implement customized solutions to meet your needs.  An organized planning process is a powerful way to ensure that your wealth planning goals are set and achieved.

Wealth Planning

Getting Started

We start by asking the basic — and the not-so-basic questions, in order to uncover possibilities you may not have previously considered.  Some of these considerations may include the following:

  • Are there any personal or professional issues that need to be addressed in the short-term?
  • Does your current wealth plan protect what's important to you?  If so, do you have confidence it will work?
  • Does your plan address significant events or transitions that you, your family, or your business may face in the future?
  • What do you need to do now, next year, and five years from now to optimize your wealth plan?  And, if you do nothing differently in the short-term, will you be satisfied?

After our discovery session, collecting and updating your financial information, and fully understanding your broader goals, we will engage with our internal, specialized partners across BMO Private Wealth to build your customized wealth plan.  These specialized partners are professionals within their specific areas of expertise that include:

Specialized Planners

This Wealth Planning & Advisory Services team is used to tackle and clarify those difficult questions that sometimes arise.  Our planning solutions are informed by insight, expertise and a commitment to help clients realize their aspirations — at all stages of life.

Building and Presenting your Wealth Plan

After bringing together the right experts to discuss and analyze your situation, we begin the process of building your customized wealth plan based on your goals and priorities.  Once completed, we will set up a time to present the plan to you, either virtually or in person, depending on your preference.  The wealth plan presentation meeting is a collaborative and interactive conversation that highlights the key considerations of the Wealth Plan report.

Implementing, Monitoring, Update, Refresh

We will evaluate and prioritize the recommendations made through the wealth plan and ensure there is clarity on who is accountable for the next steps and the timeline for when they should be completed.

The Wealth Plan is a roadmap that we use regularly to make sure that you will stay on track in meeting your goals.  We will ensure ongoing monitoring and will continue this process on a regular basis, updating and refreshing your plan when material changes occur.  It's a dynamic process and, together, we will routinely revisit your plan to make sure it continues to reflect your current circumstances and priorities.

What are the Benefits of Wealth Planning?

Some of the key benefits from going through the Wealth Planning Process include:

  • Make the most of your assets
  • Help protect your assets
  • Plan so your wealth ends up in the right hands...in the way you intended
  • Employ tax-efficient strategies in every area of your financial dealings
  • Plan for a comfortable retirement
  • Factor in the unexpected
  • Take care of your loved ones - now and in the future